Travel and Expense Policies are intended to give the business traveler the ability to make good planning decisions before their departure. Although travel and expense policies are a very useful tool for keeping track of costs during travel, the key to making good travel and expense policy decisions is to be able to analyze the same information to make sense of the various factors affecting the purchase or payment of that policy.
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Travel and expense policies can be broken down into various categories that will assist you in making informed decisions. These categories are Pre-departure Planning, Airline Travel Service, Car Rental Service, Hotel Rental Service, and Car Hire. There are also many more categories that provide support for various travel and expense policies.
Pre-departure planning is the basic function of these policies. This category includes such items as the coverage of breakage or damage incurred at the time of flight and the breakdown of fare if the flight is delayed. These policies are intended to help business travelers remain on the straight and narrow when they are departing and are in addition to helping them set up their budgets for their home-comings.
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Travel and expense policies for airliners provide for the coverage of certain costs that are not included in a standard travel policy. For example, coverage for alcoholic beverages is included in the airliner coverage. In this case, many airline companies are available in any airport and this is one way to get a good deal. Another important area covered by a Travel and Expense Policy Example is insurance for injuries sustained on the airplane.
The other major category covered by these policies is insurance for car rental services. These policies include liability insurance and personal injury insurance. These two categories do not need to be separately purchased from a single provider but instead are included in a standard travel policy example. Many insurance providers offer liability insurance in the form of discounts, meaning they will charge you a lower rate if you purchase their liability insurance separately.
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Hotels and inns have to pay for their insurance. When this is the case, the travel and expense policy examples for the business traveler will cover the hotel and inn with the full price. There are ways to extend the coverage to the traveler who paid for the motel directly. As a result, a much smaller amount will need to be paid.
When it comes to car rental services, the business traveler is the one who pays. Insurance for an individual car rental company can be very expensive. If the car rental company is not paying for the coverage, it should be covered by the person renting the car or the individual who rented the car, depending on the situation.
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Business travel and expense policy examples can be very simple to understand. Making sure you have the right coverage at the right price is essential when it comes to making good travel and expense policy decisions for your business.
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